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Financial Services

These services collectively aim to enhance the well-being and financial security of seniors by providing comprehensive healthcare coverage consultation and additional support for various medical needs.

​Medicare Supplements (MediGap):

  • These are insurance policies designed to supplement Medicare Part A and Part B coverage, helping to cover some of the costs that original Medicare doesn't, such as copayments, coinsurance, and deductibles.

  • MediGap plans are offered by private insurance companies and are regulated by state and federal laws to provide standardized benefits.

2

Medicare Advantage Plans (MA and MAPD):

  • Also known as Medicare Part C, these plans offer an alternative way to receive Medicare benefits through private insurance companies approved by Medicare.

  • MA plans typically include all the benefits of Medicare Part A and Part B, and often additional benefits such as vision, dental, and prescription drug coverage.

  • MAPD plans combine Medicare Advantage with prescription drug coverage, providing a comprehensive healthcare solution.

3

Medicare Prescription Drug Plans (PDP):

  • These plans, also known as Part D, are standalone prescription drug plans offered by private insurance companies to work with your Medicare.

  • PDPs help cover the cost of prescription drugs, lowering out-of-pocket expenses for Medicare beneficiaries.

4

Dental Plans:

  • Dental insurance plans tailored for seniors to help cover the costs of routine dental care, such as cleanings, fillings, and extractions.

  • Dental plans for seniors often include coverage for dentures, crowns, and other procedures essential for maintaining oral health.

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